1. On successful loan disbursal of a friend you referred, you get a Paytm cash worth ₹1000 and your friend gets a Paytm cash worth ₹500.
2. On successful credit card dispatch of a friend you referred, you get a Paytm cash worth ₹1000 and your friend gets a Paytm cash worth ₹500.
3. On successful credit report generation of a friend you referred, you and your friend get a Paytm cash worth ₹25 each.
4. For every friend you refer, you can only earn once, for whichever is their first successful product application (be it a loan, a credit card or a credit report).
5. You can only earn up to ₹10,000 in a month in total; and only up to ₹250 through successful credit report generation from your referrals. The date of application completion will be considered to calculate the duration of a month.
6. Paytm transfer will be made within 21 working days from the day of loan disbursal or credit card dispatch or credit report generation.
7. Paytm transfer will be done only to Paytm registered numbers with KYC.
8. Paytm redemption has to be done within 90 days of the first redemption communication sent by IndiaLends.
9. There is no limit to the number of friends you can refer.
10. If your friend is an existing IndiaLends customer then you and your friend won't be eligible for the refer and earn reward.
11. Paytm amount will be transferred to your IndiaLends registered phone number only. No requests of transfer to an alternate number will be entertained.
12. IndiaLends may change the terms & conditions of the offer without any prior notice. In the case of any dispute, the decision of IndiaLends would be considered as final.
Facebook Contest T&C’s (Dec 17,2018- Dec 23, 2018)
1. The #ReferKaroEarnKaro contest is an exclusive program and is distinct from the ongoing Refer and Program by IndiaLends.
2. Under the contest, a customer will earn assured Paytm cash of ₹125 after every 5 credit report pulled from his/her referral code and ₹500 on 10 credit reports. This is additional to the regular Paytm cash back of ₹25 earned on every successful credit report.
3. A customer can only make a maximum of 10 referrals.
4. The extra Paytm cash is only eligible for customers coming via the #ReferKaroEarnKaro contest.
5. Paytm transfer will be made within 21 working days from the day of credit report generation.